Overview
Due to IRS restrictions, you cannot enroll in, change, or cancel your benefits coverage outside the Open Enrollment period unless you experience a qualifying life event. Some examples of qualifying life events are listed below:
- You marry, divorce, legally separate, have your marriage annulled, or begin or end a domestic partnership
- You gain a dependent child through marriage, birth, adoption, or placement for adoption
- Your regularly scheduled work hours are increased or decreased to above or below 20 hours per week
- You go on a leave of absence or return from a leave of absence
- You, your spouse/domestic partner, or your dependent child gains or loses medical and/or dental coverage through his/her employer
- Your dependent child reaches age 26
- You turn 26 and are no longer eligible for coverage under your parents’ plan
- Your work location changes, and your medical plan options are affected
- A judgment, decree, or order requires that you cover your dependent child under your medical plan
- Your former spouse/domestic partner is required by a judgment, decree, or order to cover your child under his/her medical plan and does so
- Your spouse/domestic partner or dependent child dies
- You, your spouse, or your dependent child becomes eligible for Medicare or Medicaid
What to Do If You Experience a Life Event
Benefit changes must be made within 31 days of the event. If you need to make changes to your benefit elections as a result of a life event, it is your responsibility to request the changes in Workday within 31 days of the event, and provide appropriate documentation.